Manufacturing Finance

Supply Chain Finance
for Manufacturers

Free up cash locked in your supply chain. OAKRG connects manufacturers with purchase order financing, inventory loans, and working capital solutions from $1M to $100M+.

Start the Conversation What We Do
$1M–$100M+
Facility Size
30–120 Days
Typical Close
Global
USA, Canada & International
Capital Solutions

How We Help

OAKRG connects companies with private investors, family offices, and institutional capital. We structure the right solution and make the right introductions.

01

Purchase Order Financing

Finance confirmed purchase orders from creditworthy buyers — pay your suppliers and fulfill orders without tying up your own capital.

02

Inventory Finance

Borrow against raw materials, work-in-progress, and finished goods inventory to maintain production levels and optimize working capital.

03

Supplier Financing Programs

Give your key suppliers early payment options while extending your own payment terms — win-win for the entire supply chain.

04

Revolving Working Capital Lines

Flexible revolving credit lines tied to your receivables and inventory cycles — draw when you need it, repay as cash comes in.

05

Import & Export Finance

Finance cross-border supply chains — letters of credit, import loans, and export working capital for global manufacturers.

06

Equipment & CapEx Finance

Fund manufacturing equipment, plant upgrades, and automation capital without straining operating cash flow.

Who We Serve

Clients & Use Cases

We work across sectors, stages, and geographies — connecting the right businesses with the right capital at the right time.

Industrial Manufacturing

Heavy equipment, machinery, and industrial components manufacturers.

Consumer Goods

Consumer product companies with seasonal or large-order inventory cycles.

Aerospace & Defense

Tier 1 and Tier 2 defense contractors and aerospace parts manufacturers.

Food & Beverage

Food processors and beverage manufacturers with perishable inventory and seasonal demand.

Electronics & Technology

Electronics manufacturers and EMS companies with large component purchase orders.

Mining & Resource

Mining supply chain companies and equipment manufacturers serving the resource sector.

Our Process

How OAKRG Works

A disciplined, relationship-driven process. We don't blast deals — we make curated introductions to capital sources with active mandates matching your need.

01

Supply Chain Assessment

We review your buyer relationships, order book, supplier terms, and inventory cycles to identify the optimal financing structure.

02

Financing Package Preparation

We prepare a lender-ready package that highlights your order quality, buyer credit, and cash conversion cycle.

03

Lender Introductions

We introduce your deal to specialty finance providers, trade finance banks, and private credit funds with active manufacturing mandates.

04

Term Negotiation & Close

We support term sheet review and negotiations to ensure your facility is structured for maximum flexibility and minimum dilution.

FAQ

Frequently Asked Questions

Supply chain finance (SCF) for manufacturers is a set of financial instruments that improve cash flow across the production and distribution chain — typically by accelerating payment on receivables or extending payment terms to suppliers. Common structures include reverse factoring, dynamic discounting, purchase order financing, and inventory finance.
In a reverse factoring programme, the manufacturer (buyer) sets up a financing platform with a bank or fintech. Suppliers then opt in to receive early payment on approved invoices at a discount based on the manufacturer's credit rating. The manufacturer pays the financier at the original invoice due date — effectively extending their DPO (days payable outstanding) while giving suppliers faster access to cash.
PO financing allows manufacturers to fund production of a specific customer order before goods are shipped. A lender advances 50–80% of the purchase order value, enabling the manufacturer to pay suppliers and fund production. The loan is repaid when the customer pays the invoice. It's particularly useful for manufacturers with large orders they can't fund from working capital.
Inventory financing is a loan or revolving credit facility secured against the manufacturer's stock — raw materials, work-in-progress, or finished goods. Lenders typically advance 40–70% of the value of eligible inventory. It's useful for seasonal manufacturers or those with long production cycles who need to build stock before revenue comes in.
The amount depends on receivables volume, supplier invoice values, and inventory levels. Manufacturers with $5M+ in annual revenue typically have access to meaningful SCF facilities. OAKRG works on manufacturing finance from $1M to $100M+, scaling the structure to the business's actual working capital cycle.
Factoring is initiated by the supplier — you sell your invoices to a factor and receive early payment. Supply chain finance (reverse factoring) is initiated by the buyer — they set up a programme so their suppliers can access early payment at the buyer's lower cost of credit. SCF typically offers better rates but requires a buyer to establish the programme.
Yes. While large SCF platforms typically require buyers with $50M+ in annual payables, smaller manufacturers can access traditional invoice factoring, selective receivables discounting, or PO financing independently. OAKRG works with manufacturers from startup scale through to $100M+ revenue.
The most active SCF sectors include: automotive (OEMs and tier-1/2 suppliers), FMCG and food & beverage, electronics manufacturing, pharmaceutical supply chains, and defence prime contractors and their sub-suppliers. Any industry with long payment terms and high invoice volumes benefits from SCF.
Dynamic discounting is a buyer-funded early payment programme where the manufacturer uses its own cash to offer suppliers early payment at a sliding discount — the earlier the supplier requests payment, the larger the discount. Unlike reverse factoring, no external financier is involved, and the manufacturer earns a return on its cash.
A full reverse factoring programme with a bank or fintech platform typically takes 3–6 months to implement — including supplier onboarding, platform setup, and legal documentation. Simpler invoice factoring or PO financing for a single manufacturer can be arranged in 4–8 weeks.
Yes. OAKRG structures and arranges supply chain finance, invoice factoring, PO financing, and inventory finance for manufacturers across Canada, Australia, the UK, and international markets. We match manufacturers with the right structure — not just the cheapest rate, but the facility that fits their working capital cycle.
Get Started

Unlock Your Supply Chain
Capital

Tell us about your manufacturing business and we'll structure the right supply chain finance solution. OAKRG works with deals from $1M to $100M+.

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